Money Monday: Simple Advice for a Stronger Financial Future

Welcome to Money Monday—your go-to hub for financial insights, retirement planning tips and practical advice designed to help support Canadians of all ages. Whether you're approaching retirement, managing your wealth or planning your estate, our weekly videos help break down complex financial topics into easy-to-understand, actionable steps.

Hosted by Darren Devine, Financial Planner with Sun Life and President of Devine & Associates Financial Services Inc., each episode is tailored to help you protect what matters most, grow your savings and retire with confidence. Start your week with clarity and confidence.

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Episode 86: Money Monday — RDSP: Are You Missing Out on Government-Matched Savings?

Published October 5, 2026

The Registered Disability Savings Plan may be one of Canada's lesser-known registered savings tools—but for eligible Canadians, the government incentives can be significant.

Depending on income and contributions, an RDSP may receive matching government grants of up to 300%. Lower and modest-income beneficiaries may also qualify for the Canada Disability Savings Bond without making a personal contribution.

In this episode of Money Monday, Darren Devine breaks down the basics of RDSPs, their connection to the Disability Tax Credit, and why understanding eligibility can be an important first step.

Key takeaway:For Canadians who qualify, an RDSP can provide access to valuable government grants and bonds that can help build long-term financial security—making it worth understanding both DTC eligibility and the RDSP rules.

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Watch Episode 86 of Money Monday now!

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