Money Monday: Simple Advice for a Stronger Financial Future

Welcome to Money Monday—your go-to hub for financial insights, retirement planning tips and practical advice designed to help support Canadians of all ages. Whether you're approaching retirement, managing your wealth or planning your estate, our weekly videos help break down complex financial topics into easy-to-understand, actionable steps.

Hosted by Darren Devine, Financial Planner with Sun Life and President of Devine & Associates Financial Services Inc., each episode is tailored to help you protect what matters most, grow your savings and retire with confidence. Start your week with clarity and confidence.

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Episode 49: New Year, New Budget: How Retirees Can Help Beat “Creeping Costs”

Published January 5, 2026

Prices for groceries, gas and property tax have climbed in recent years, and many retirees are feeling the squeeze. In this Money Monday episode, Darren Devine, Financial Planner with Sun Life and President of Devine & Associates, explains how “budget creep” can quietly erode your retirement plan. Learn about what three key spending areas to review each year and how a financial planner can model inflation “what if” scenarios to help you stay on track.

Key Takeaway:  Even a well-built retirement plan can feel tight when everyday costs climb. Inflation, higher interest rates and lifestyle changes can all create “budget creep”—small increases that add up over time. The key is not to panic, but to pause, review and adjust with intention.

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