Episode 86: Money Monday — RDSP: Are You Missing Out on Government-Matched Savings?
Published October 5, 2026
The Registered Disability Savings Plan may be one of Canada's lesser-known registered savings tools—but for eligible Canadians, the government incentives can be significant.
Depending on income and contributions, an RDSP may receive matching government grants of up to 300%. Lower and modest-income beneficiaries may also qualify for the Canada Disability Savings Bond without making a personal contribution.
In this episode of Money Monday, Darren Devine breaks down the basics of RDSPs, their connection to the Disability Tax Credit, and why understanding eligibility can be an important first step.
Key takeaway:For Canadians who qualify, an RDSP can provide access to valuable government grants and bonds that can help build long-term financial security—making it worth understanding both DTC eligibility and the RDSP rules.
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