Episode 38: Is Your Insurance Working as Hard as You Are?

Published October 6, 2025

Your life changes—your insurance should too. Whether it’s a growing family, a new home, or changes in your career, the coverage you set up years ago might not meet your needs today. Let’s review your policies to make sure your insurance is still protecting what matters most.

Darren Devine, CFP®, CLU®

Financial Planner, Sun Life
President of Devine and Associates Financial Services Inc.

Darren here, when was the last time you reviewed your insurance coverage?
If you’ve paid off your mortgage, entered retirement, or gone through a major life change like divorce or becoming a grandparent—your insurance needs may look very different than they did 10 years ago.

It’s easy to think of insurance as something you buy and forget. But as your life evolves, so should your coverage.

Maybe you no longer need that large policy you took out when your kids were little.
Or maybe you now want to leave a legacy, cover final expenses or help fund your grandkids’ education.

The key is making sure your coverage is still aligned with your goals—today and in the future.
Because good insurance isn’t just about protection. It’s about peace of mind and financial flexibility.

Thanks for tuning into Money Monday. Don’t forget to like and comment for more episodes filled with tips to help make your financial journey a breeze. Until next time, I'm Darren Devine, and you can always talk to us today at DevineAndAssociates.ca!