Darren Devine, CFP®, CLU®
Financial Planner, Sun Life
President of Devine and Associates Financial Services Inc.
Hello, and welcome to Money Monday, where we help simplify your financial journey I'm Darren Devine, Financial Planner with Sun Life and President of Devine & Associates.
Today we’re tackling a topic that’s on everyone’s mind—market volatility.
When markets get unpredictable, it’s easy to feel uneasy, but staying calm and sticking to a plan is key to navigating these fluctuations successfully.
Market ups and downs are a natural part of investing, but how you respond makes all the difference.
Emotional decisions, like selling at the first sign of a dip, can often lead to missed opportunities for long-term growth.
Instead, focus on your overall financial plan.
Diversification is one of your best defenses. By spreading your investments across different asset classes, you can help reduce the risk of a single downturn impacting your entire portfolio.
And remember, market volatility can also create opportunities for disciplined investors to buy when prices are lower.
So what’s the most important thing?
Keep your goals in mind.
Whether it’s retirement or your children’s education, your plan should guide your decisions—not short-term noise in the markets.
Market volatility can feel unsettling, but a solid plan and the right guidance can help you stay on track.
If you have questions or want to review your strategy, we’re here to help. Let’s build a plan that helps keeps you moving forward, no matter what the markets do.
Thanks for tuning in. Don’t forget to like and comment for more episodes filled with tips to make your financial journey a breeze. Until next time, I'm Darren Devine, and you can always talk to us today at DevineAndAssociates.ca!