Episode 43 – Are You Gambling or Investing?
Published November 10, 2025
Are you investing for your future—or just taking a guess and hoping for the best?
In this Money Monday episode, Darren Devine breaks down the key differences between gambling and real investing. He talks about what it means to have a long-term plan, why diversification matters, and how to tell if your decisions are based on strategy or emotion.
Whether you’re saving for retirement, a future home, or simply trying to grow your wealth, understanding the line between speculation and disciplined investing can help you avoid costly mistakes.
If you’re unsure whether your portfolio reflects a true financial plan or just a collection of “hot tips,” this episode is for you.
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Darren Devine, CFP®, CLU®
Financial Planner, Sun Life
President of Devine and Associates Financial Services Inc.
Darren here, there’s a fine line between investing—and gambling.
In today’s fast-paced market, it’s easy to get swept up in hot trends, hype stocks, and bold predictions. But here’s the question to ask yourself:
Are you building long-term wealth… or just gambling with your future?
Investing is grounded in strategy.
It considers your goals, risk tolerance, and time horizon.
It’s diversified, balanced, and built to last.
Gambling chases quick wins.
It often lacks a plan—and puts too much at stake on a hunch.
If your decisions are driven by headlines, social media, or FOMO, it might be time to step back and reassess.
The most successful investors?
They focus on consistency, not timing.
On long-term outcomes, not overnight returns.
Let’s make sure your strategy is truly working for you—and not against you.
Thanks for tuning into Money Monday. Don’t forget to like and comment for more episodes filled with tips to help make your financial journey a breeze. Until next time, I'm Darren Devine, and you can always talk to us today at DevineAndAssociates.ca!
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