Helping business leaders build, protect and optimize their wealth

As a business owner or executive, your financial landscape is complex. Balancing corporate and personal wealth requires strategic planning to ensure stability, growth and a lasting legacy. At OPTIM Financial, we help business leaders navigate the complexities of business ownership including tax planning, risk management and generational wealth preservation.

Common challenges we help solve

Business professionals collaborating on financial planning

Minimize your taxes, maximize your wealth

  • Smarter tax strategies across personal and corporate accounts. This includes integrating business and personal income planning to help reduce overall tax exposure.
  • We coordinate with your accountant and legal team to help ensure your tax plan aligns with current legislation and uses all available deductions and credits.

Building resilient investment portfolios

  • We build customized investment portfolios to help manage risk and maximize opportunity designed to protect your wealth while pursuing growth.
  • We strategically diversify your assets to reduce risk to help safeguard against downturns.
  • We regularly review and adjust your strategy to ensure that your roadmap stays aligned with changing markets and business cycles.

Business succession planning, your way

  • We develop tailored exit and transition strategies on your terms, whether selling to a partner, family member or third party, we help you plan the smoothest path forward.
  • We help coordinate tax and estate planning through our Estate and Financial Planning Services (EFPS)* team around the sale or transfer to maximize value while minimizing tax impact for you and future generations.
  • We help ensure your personal and business finances are aligned so that your retirement and legacy plans have a better chance of being fully funded and protected.

We help you protect what matters most

  • We assess risks to your business, income and family, including liability, key person dependency, and critical illness.
  • We help design insurance solutions for business continuity and personal protection, such as buy-sell agreements funded by insurance and executive disability coverage.
View our services

*EFPS Disclosure: The role of EFPS is to provide professional financial planning services which include: estate planning, retirement planning, taxation, investment strategies and money management related to tax, planning factors and contingency planning.

**Sun Life Financial Trust Inc. is the issuer of Sun GIC Max and Guaranteed Investment Certificates. Sun Life Financial Trust Inc. is a member of Canada Deposit Insurance Corporation (CDIC). An Insurance GIC is an accumulation annuity issued by Sun Life Assurance Company of Canada.